Terms & Conditions

Welcome to Mudra Finance Company. By accessing our website or using our services, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our platform.

1. Nature of Services

Mudra Finance Company operates as a Direct Selling Agent (DSA), facilitating connections between borrowers and various financial institutions, including banks and NBFCs. We do not directly lend money or make credit decisions. All loan approvals, terms, and disbursements are subject to the discretion of the respective financial institutions.

2. Eligibility

To use our services, you must be at least 18 years old and a resident of India with a valid government-issued ID. You must provide accurate, current, and complete information during the loan application process. Any false or misleading information may result in rejection of your application or termination of your access to our services.

3. User Obligations

By using our platform, you agree:

  • To use the services for lawful purposes only.
  • To maintain the confidentiality of any login credentials.
  • Not to misuse, duplicate, or exploit the platform’s content or services.
  • To allow Mudra Finance to share your information with partner financial institutions for the purpose of loan processing.

4. Privacy & Data Usage

We are committed to protecting your personal information. All data shared with us will be handled as per our Privacy Policy. Your information may be used to match you with suitable loan offers and may be shared with our partner financial institutions for evaluation.

5. No Guarantee of Loan Approval

Submitting a loan application through Mudra Finance does not guarantee loan approval. Approval is entirely at the discretion of the lending partners, based on their internal criteria, credit checks, and documentation.

6. Limitation of Liability

Mudra Finance Company is not liable for any loss, damages, or costs arising from:

  • Rejection of loan applications.
  • Errors or delays caused by third-party lenders.
  • Any decisions made based on information or tools provided on our website.

7. Modifications to Services and Terms

Mudra Finance reserves the right to modify or discontinue its services at any time without prior notice. These Terms & Conditions may be updated periodically, and continued use of the platform constitutes acceptance of any changes.

8. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the jurisdiction of the courts located in Mumbai, Maharashtra.

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